Financing

Financing a park model tiny home is a little bit different than financing a traditional home. Park models are recreational vehicles and are financed as such. The good news is that even though tiny homes are a new trend, park model RVs are not and there’s several lenders in the industry to choose from.

Even though we recommend the following park model tiny home lenders, you can find many more with a simple search for “park model rv loan” on your favorite search engine.

Faith Cottages is a park model dealer and we do not directly offer tiny home loans or financing. This information is to help our potential customers easily complete their purchase through one of our preferred lending partners. For questions on financing terms and requirements, please contact the lenders directly.

Preferred Lenders

21st Mortgage

A top-notch lender that specializes in park model RVs. They require a minimum 650 credit score and at least 10% of the financed amount as a down payment. Terms can go up to 25 years and the interest rate is based on your down payment and credit score among other factors. This lender is only available for new homes that are purchased or ordered at our sales center.

Triad Financial

Triad is a trusted partner in the world of Park Model home loans with over 60 years of lending experience. For a Park Model RV, Triad generally requires a credit score of at least 650 and 10% down. Triad will finance up to 23 years. Triad currently offers loans for Park Model RV primary residence, secondary residence, and Buy For.